Flooding is the leading cause of natural disasters in Missouri and can cause substantial damage to homes. With the right preparation, you can reduce the impact of floodwaters on your home and protect its contents. Understanding the risks and knowing how to prepare can help protect your home from flooding and save you time, money, and stress.
The first step to protecting your home is to make sure that it is properly sealed. Windows and doors should be checked for any gaps as water can enter your home through even the smallest gaps. Your home’s foundation should also be checked for any cracks as these can also allow water to seep in. Properly sealing and maintaining your home’s exterior can go a long way in keeping water from entering your home.
Another way to protect your home from flooding is to create a barrier around your home. Installing gutters, downspouts, and a sump pump is a good way to divert rising waters away from your home. Additionally, raising your home a few feet above the 500-year floodplain can help protect it from flooding. Curbing can also help keep water away from your foundation and reduce the potential amount of damage.
Gutters and Downspouts
Adding a gutter system to your home can be a cost-effective way to protect it from flooding. Gutters pull water away from your home and route it away from your foundation. Make sure the gutters and downspouts are well maintained so they can perform this function efficiently. The water should not be directed towards your neighbor’s yard or foundation.
Downspouts are also important in protecting your home from flooding. An effective downspout should be positioned away from your home’s foundation. The downspout should also reach at least 2 feet away from your home. When planning your downspout, it is important to keep in mind the grade, or slope, of your yard. The more level the grade is, the less likely your downspout will be effective.
Sump Pumps
Sump pumps can also be an important line of defense against flooding. These pumps are installed in the lowest parts of your home and act as a vacuum for excess water. They work by collecting floodwater and pumping it away from your house. Installing a sump pump is a great way to reduce floodwaters from entering your basement.
Sump pumps come in different sizes and capacities. Choose one that is capable of pumping enough water away to protect your home. Make sure the sump pump is properly installed and tested regularly to ensure it is working correctly. Additionally, consider having a backup system in case the primary system fails.
Having a generator or power backup is an important part of any sump pump system. If a flooded basement loses power, the sump pumps will no longer work. Having a generator or battery backup can ensure your sump pump will continue to protect your home during a flood.
After the Flood
Once the floodwaters have receded, there are several steps you should take to protect your home. These include:
- Knowledge of the extent of the damage.
- Fast drying of your home and the removal of standing water.
- Disinfecting and sanitizing surfaces that have potentially been exposed to floodwaters.
- Taking note of any appliances that may need to be replaced.
- Documenting all damage for insurance purposes.
- Using qualified contractors for any home repairs.
Flood Insurance
Finally, it is important to make sure your home is properly insured in the event of flooding. The National Flood Insurance Program (NFIP) offers coverage for homes located in areas at high risk of flooding. Make sure to review your policy to ensure you have the proper coverage.
By following these steps, you can protect your home against flooding in Missouri. Knowing the risks and taking the right steps to prepare can save you time, money, and stress.